Privacy Policy

Effective Date: [14.09.2024] | Last Updated: [15.09.2024]

At CROSEUS LTD, we value your privacy and are dedicated to protecting your personal information. This Privacy Policy outlines how we collect, use, share, and safeguard your information when you use our services, which may include social media components, and more.

1. Information We Collect

We collect the following types of information to provide and improve our services:

Personal Information:

Email address: Collected during sign-up using Firebase Authentication via Google, Apple, or email sign-up methods.

Username: Required to create an account and interact with others in the social media component.

User-Generated Content:

Photos, comments, posts: Content you create or upload within the app's social media platform. This information is stored and visible to other users based on your privacy settings.

Usage and Device Information:

Device Information: Includes your device model, operating system version, and IP address.

App Performance Data: Information related to how the app is used, collected via Firebase Analytics to improve functionality.

Log Data:

We collect log data that may include information like your device’s IP address, browser type, and app usage patterns. This helps us diagnose issues and optimize the app.

2. How We Use Your Information

We use the information we collect in the following ways:

We do not sell or rent your personal data to third parties.

3. Third-Party Services

We rely on third-party services to provide essential app functions. The third-party services we use have their own privacy policies governing how they collect, use, and share data. We recommend reviewing those policies for additional details. These third-party services include, but are not limited to:

Disclaimer: CROSEUS LTD is not responsible for data breaches or misuse by third-party services, and any liabilities arising from third-party service use shall be limited to the extent of CROSEUS LTD's direct control over those services.

4. Data Sharing

We limit the sharing of your data and only disclose it in specific circumstances:

We do not share your personal data with third-party advertisers or data brokers. Should any change occur regarding data-sharing practices, we will notify you and request consent when necessary.

Disclaimer: CROSEUS LTD is not liable for data shared under lawful circumstances or with your explicit consent. You are responsible for maintaining the confidentiality of your account credentials and for any activities that occur under your account.

5. Your Rights

In compliance with the General Data Protection Regulation (GDPR) and other applicable privacy laws, you have the following rights regarding your personal data:

To exercise any of these rights, contact us at support@croseus.com. We reserve the right to verify your identity before fulfilling any requests and to refuse requests that are unreasonable, repetitive, or unlawful.

Disclaimer: While we strive to accommodate all valid requests, CROSEUS LTD is not liable for actions taken based on incorrect or incomplete requests provided by the user. Additionally, certain legal or regulatory requirements may prevent the deletion or correction of specific data.

6. Cookies and Tracking

We use cookies and similar tracking technologies, including Firebase Analytics, to monitor app performance, diagnose issues, and enhance the user experience. These tracking mechanisms collect aggregate data and do not identify individual users or track personal activities for advertising purposes.

Third-Party Cookies: Some third-party services integrated into our app, such as Firebase, may use cookies. Please refer to their privacy policies to understand their cookie practices.

You may choose to disable cookies through your device settings, but doing so may affect the app’s functionality. CROSEUS LTD is not responsible for any issues that arise from disabling cookies or other tracking technologies.

Disclaimer: While we take measures to ensure compliance with applicable data protection laws, CROSEUS LTD disclaims liability for third-party cookie practices beyond our direct control.

7. Data Retention

We retain your personal data for as long as your account is active or as necessary to provide services, comply with legal obligations, resolve disputes, or enforce agreements.

Account Deletion: If you request account deletion, all personal data will be removed within 7 days, except where data retention is required by law (e.g., financial or compliance-related records).

Disclaimer: CROSEUS LTD is not liable for any damages that may arise from the retention or deletion of user data, especially if it is retained in compliance with legal requirements or regulatory obligations.

8. Children’s Privacy

The app is not intended for users under the age of 18, due to the social media components and virtual stock trading features. We do not knowingly collect data from individuals under the age of 18.

Parental Notification: If we become aware that personal information from a child under 18 has been collected, we will take prompt steps to delete that information and may notify the parent or guardian.

Disclaimer: CROSEUS LTD assumes no liability for false age declarations by users or unauthorized use by minors. Parents and guardians are responsible for monitoring their children’s use of the app.

9. Security

We are committed to ensuring the security of your personal data. We rely on Google and Firebase’s secure infrastructure, which includes industry-standard encryption and security measures.

However, no data transmission or storage system can be guaranteed 100% secure. CROSEUS LTD cannot guarantee absolute security against all risks, including unauthorized access, hacking, or other breaches.

Disclaimer: CROSEUS LTD disclaims liability for any unauthorized access or breaches that are beyond our control. Users are responsible for maintaining the confidentiality of their account credentials and for securing their own devices.

10. International Data Transfers

As we utilize Google’s Firebase services, your personal data may be transferred to, processed, and stored in the United States or other jurisdictions where Google operates data centers. These jurisdictions may have different privacy laws than those in your country of residence.

We comply with GDPR and other relevant data protection laws to ensure the safety of your data during international transfers, including the use of Standard Contractual Clauses where applicable.

Disclaimer: CROSEUS LTD is not liable for any legal implications resulting from international data transfers if such transfers are conducted in accordance with applicable laws and contractual obligations.

11. In-App Purchases and Advertisements

In the future, we may enable in-app purchases or display advertisements through third-party providers like Google Pay or Apple Pay. These providers may collect payment information directly, and CROSEUS LTD will not store or process payment data.

Third-Party Responsibility: Please review the privacy policies of any third-party providers to understand how they handle your payment or advertisement data. CROSEUS LTD does not control these third-party services and is not responsible for their data practices.

Disclaimer: CROSEUS LTD disclaims liability for any damages or losses arising from transactions or interactions with third-party payment processors or advertisers.

12. Changes to This Privacy Policy

We reserve the right to modify this Privacy Policy at any time, in response to changes in applicable law, technology, or our business practices. Any updates to the Privacy Policy will be posted within the app, and you will be notified of significant changes.

Continued Use: Your continued use of the app after the effective date of any changes constitutes your acceptance of the revised Privacy Policy.

Disclaimer: CROSEUS LTD is not responsible for users’ failure to review the updated Privacy Policy. Users are encouraged to regularly check for updates to ensure compliance and understanding of their rights and obligations.

13. Limitation of Liability

To the maximum extent permitted by law, CROSEUS LTD and its officers, directors, employees, and affiliates will not be liable for any direct, indirect, incidental, consequential, or special damages arising from or in connection with your use of the app or any services provided therein, including but not limited to:

In no event will CROSEUS LTD’s total liability exceed the amount you have paid, if any, to access or use the app in the 12 months preceding the claim. By using the app, you acknowledge and accept that any use of virtual stock trading features is for educational or entertainment purposes only, and CROSEUS LTD disclaims any financial responsibility for your actions in real-world stock trading.

Disclaimer: CROSEUS LTD disclaims any liability for damages arising from user errors, misuse, or actions taken based on information in the app. Users assume all risks associated with app use.

14. Indemnification

You agree to defend, indemnify, and hold harmless CROSEUS LTD, its officers, directors, employees, contractors, agents, and affiliates from and against any and all claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

Disclaimer: This indemnification clause protects CROSEUS LTD from legal or financial consequences arising from user actions, content uploads, or breaches of this policy.

15. Dispute Resolution and Governing Law

Any disputes arising from or relating to the use of the app, this Privacy Policy, or CROSEUS LTD’s services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association (or another relevant arbitration body).

Location: Arbitration will take place in Istanbul, Turkey.

Governing Law: This Privacy Policy and your use of the app will be governed by and construed in accordance with the laws of Turkey without regard to conflict of law principles.

You waive any right to bring class action lawsuits, and any disputes must be handled on an individual basis.

Disclaimer: By including arbitration clauses and limiting class action lawsuits, CROSEUS LTD minimizes the risk of costly legal proceedings and encourages alternative dispute resolution.

16. Intellectual Property

All intellectual property rights in the app, including but not limited to software, trademarks, and content, are the exclusive property of CROSEUS LTD and its licensors.

User-Generated Content: By uploading or creating content within the app, you grant CROSEUS LTD a non-exclusive, royalty-free, worldwide license to use, modify, and distribute the content in connection with the operation of the app. You warrant that you own the rights to any content you submit and that it does not infringe upon the rights of any third party.

Disclaimer: CROSEUS LTD disclaims liability for intellectual property violations stemming from user-submitted content. The company also protects its own intellectual property rights through this section.

17. User Conduct and Content Guidelines

Users are required to comply with all local, state, and federal laws when using the app’s social media features. Prohibited content includes, but is not limited to:

CROSEUS LTD reserves the right to remove or disable access to any user-generated content that violates these guidelines or applicable laws. Repeated violations may result in account suspension or termination.

Disclaimer: CROSEUS LTD disclaims liability for content shared by users but reserves the right to act swiftly to remove problematic content. This reduces the company’s legal exposure for illegal or harmful content shared in the app.

18. No Financial or Legal Advice

CROSEUS LTD provides virtual stock trading features for entertainment or educational purposes only. The information provided within the app is not intended as financial, investment, or legal advice. Users should not rely on any information in the app to make real-world financial decisions.

Virtual Trading Only: CROSEUS LTD is not responsible for any financial losses incurred through real-world stock trading based on the use of the app’s virtual trading platform.

Disclaimer: This section protects CROSEUS LTD from lawsuits claiming bad financial advice or monetary losses from real-world stock trading based on in-app activities.

19. Termination

CROSEUS LTD reserves the right to suspend or terminate your account at its sole discretion for any violations of this Privacy Policy, Terms of Service, or applicable laws. Upon termination, all rights granted to you under this Privacy Policy will cease, and CROSEUS LTD may delete any associated data, subject to its data retention obligations.

Disclaimer: By reserving the right to terminate accounts, CROSEUS LTD protects itself from liability related to user misconduct or non-compliance with legal or policy requirements.

20. External Links

Our app may contain links to third-party websites, services, or applications that are not operated or controlled by CROSEUS LTD. We are not responsible for the privacy practices, content, or policies of these external sites.

Disclaimer: The inclusion of external links does not imply endorsement or affiliation with CROSEUS LTD. Users access these third-party services at their own risk, and CROSEUS LTD disclaims any liability for interactions with these external sites.

We encourage users to review the privacy policies and terms of service of any third-party websites they visit.

Disclaimer: This limits CROSEUS LTD's liability for content, services, or data breaches that may occur on third-party sites linked through the app.

21. Notification of Data Breaches

CROSEUS LTD takes data security seriously and follows industry standards to safeguard your personal information. In the unlikely event of a data breach that compromises your personal information, we will:

We also commit to notifying the relevant data protection authorities, where applicable, within the required legal timeframe.

Disclaimer: While CROSEUS LTD follows best practices to prevent breaches, this section provides a clear, compliant process for addressing any incidents that may arise, reducing liability.

22. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:

CROSEUS LTD

Address: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, UNITED KINGDOM

Email: support@croseus.com